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Equity Settlement Services
Legal

Licensing & State Coverage

ESS holds all required title insurance agent, AMC and settlement licenses to operate across the United States — with direct licensing in most states.

Coverage Overview

Nationally licensed. Locally accountable.

Equity Settlement Services, Inc. holds all required title insurance agent, AMC and settlement licenses across the United States. Our compliance program is maintained by a dedicated team and reviewed on an ongoing basis.

ESS is a licensed Appraisal Management Company (AMC) in states with AMC registration requirements, operating in full compliance with Dodd-Frank AMC regulations and state-level AMC laws.

Title insurance is underwritten through our approved A-rated national underwriter relationships. Specific underwriter information is available upon request.

Map Key
Direct License States
Refinance & Purchase available
Work Share States
Refinance Only
Not Currently Licensed

Please note: New York, New Jersey and Connecticut are the only states in which ESS offers Co-op Property Services.

Licensing Inquiries

For questions about specific state licenses, underwriter affiliations or compliance documentation:

technology@equitysettlement.com
ESS state licensing map — orange states are Direct License (Refinance & Purchase), blue states are Work Share (Refinance Only)